Signs ‘He’ May be Cheating on You

One of the biggest fears of any woman in a relationship is infidelity. However, unless you overhear him talking to other woman or he babbles her name while being drunk, it can be difficult to tell if your husband is cheating. Well, if you an iota of doubt about his loyalty, look out for these signs of a cheating husband:

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He avoid receiving calls when with you

While you may find this cute that he wants to give his entire attention to you, there can be a slightest possibility that there is someone he avoids talking to in front of you.

He deletes chat/messages/WhatsApp history from his phone

Is he too conscious about deleting every one of the messages as soon as his conversation is over? Well, there might be more going on than just texting.

He started working late quite often

Those late night working hours have suddenly increased, a lot. And why is he the only one working late?

He has become overly defensive

Even before you utter a word, he is ready to defend it. There is no more a normal or healthy discussion between you two. Just he defending his doings. There might be something he really want to hire from

He tries to be extra sweet and cheerful when with you

Unexpected gifts, candle light dinners, sweet surprises, if this is the case, there might be chance that he is trying to distract your attention from his deeds.

He no more longs to touch you as he used to

If he is medically fit, there is no reason why his sexual libido has gone on a toss overnight. Better you try and find out the reason before it is too late

He has become too conscious about the way he looks

Is he a way too conscious about his dressing, attire and overall look while he is going out? May be he has someone to impress to? Show interest in dressing him up to find his real motive.

He is demanding for ‘personal space’, a lot more

Every relationship needs space but if it is demanded at the cost of your time together as a couple, there is something wrong surely going on.

He gets irritated when kids are around

Small mischievous activities of kids that he found cute earlier have started irritating him? Well, maybe someone else is taking the cute space now.

There are frequent and longer work trips

And he never takes you along? Ask if you can accompany him to next outstation trip and check his reaction?

His credit card bills have tremendously increased

And secretively so! You have no idea about the expensive gadget he gifted to some random friend. Well, find out who the random friend is.

He is being secretive

If you husband has suddenly started complaining about privacy issues, has a problem with you calling him in office or touching his phone, either your birthday is close or he is having an affair

There is a change in his behavior

Your husband who hated social gatherings has been going to meet-up groups and attending office parties a lot more. Is he looking forward to meet someone special in this gatherings?

Well, if you have doubts that your husband is cheating on you, do not confront until you have some proof. Read how to catch a cheating husband  red handed.

7 Vows of Hindu Marriage – Know What ‘Saat Vachans’ Mean

Indian weddings are big affairs and whenever we think of Indian weddings, the first thing that comes to our minds is colorful, vibrant, and extravagant. However, regardless of the scale and the culture in which the wedding is being conducted, one thing that remains common in all Indian weddings is the sacredness of ‘7 vachans’ or 7 vows. In India, the bride and the groom take 7 vows before entering the new life of ‘marraigehood’.

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Each of the 7 vows has their own significance and together they serve as an anchor that reminds the couple to stick to each other through all the ups and downs in life. Let us see what the 7 vows signify:

First Vow

In the first vow, the couple prays to the divine power to help them lead a noble life provide them with pure and nourishing food. In this vow, the groom vows to provide his family with food and shelter whereas the bride pledges to undertake all the household responsibilities and take care of groom’s entire family.

Second Vow

In the second vow, the groom pledges to be the strength of his family and protect them in all circumstances. The bride agrees to stand by his side and provide him with courage and motivation. She demands for his undivided attention and eternal love from the groom.

Third Vow

In the third vow, the couple pleads to the almighty to provide them with wisdom, wealth and prosperity. The groom swears to provide for the education of their children. The bride assures the groom that she will love him with all her commitment and will always remain chaste.

Fourth Vow

In the fourth vow, the groom thanks the bride for completing him in every way and for bringing auspiciousness, happiness, and sacredness in his life.  The bride vows to fill his life with joy and please him in every possible way through her body and soul.

Fifth Vow

In the fifth vow, the couple thanks the almighty for providing them with a loving and caring partner and pray for well-being of their friends and family members. The bride pledges to be by her husband side in all his happiness and sorrow.

Sixth vow

In the sixth vow, the couple seek blessing from almighty for their long lived togetherness as well as to provide them with self-control. The groom vows to fill his wife’s life with joy and peace. They agree to participate in all the noble, divine and spiritual acts together, as a couple.

Seventh Vow

This vow marks the completion of the wedding ceremony. Here the couple pleads to be one till eternity. They agree to serve their duties as husband and wife with complete dedication and loyalty. They take oath to nourish their relationship with complete honesty and be together not just in this life but in all the lives to come.

Even though these vows may differ slightly based on the culture and religion of the couple, but the basis of these 7 vachans in every religion is ‘commitment’. A promise to give everything to the relationship and a vow to stick to each other through every phase of life!

Hot IT Skills to Learn in 2016

2016 is turning out to very competitive for the IT industry. A simple bachelor’s degree may no longer be enough to fetch you a decent job. With splurge in the number of startups, companies are looking for individuals who would directly contribute to the growth of their business. Here are a few skills that could make you a very appealing choice for the recruiters.

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Web Development:

The modern world basically runs on the internet, so there is a huge demand for web developers, especially those with good command over multiple languages like java, javascript, PHP or python.

Mobile App Development:

Many companies are in need of a proper medium of communication for mobile platforms. Being able to develop a feature rich application that suits their needs and looks elegant means you are likely to get instantly hired.

Business Analytics:

Companies are starting to hire more business analytics, knowing that it is extremely important to make sure that company’s projects stay in correlation with its business policies.

CMS Development:

 CMS or Content management system developers are seeing a gradual rise in demand. With the ever increasing popularity of blogs and other content hosting websites, customizing them and adding more features is becoming a priority.

Big Data Analytics:

Big data refers to huge sets of raw data that could be processed to uncover useful information, general consumer preferences or previously undiscovered correlations. With the growth in consumer market, the amount of data has increased by many times and the need for a good analyst is never ending.

Web Designing:

While a web developer makes a web site functional, a designer works on its looks and interface. This is almost as popular as web development and equally in demand.

Cloud Architecture:

Cloud computing is one of the highest growing sectors in the IT industry. More companies are starting to provide cloud based services and cloud architects will have countless opportunities.

Technical Support:

As the customer base of a company increases, so would the complaints. Having a sound knowledge of various products and being able to help a customer is an invaluable skill.

Online Security:

Online security has and will always be a primary concern to any business. There are hundreds of thousands of vacancies of a cyber-security professional waiting to be filled.

Network Engineering:

It is important to make sure that your online service is always running and connected. Many companies depend heavily on networking professionals to keep constantly keep their services up.

Project Management:

A project manager with experience in a specific field is more likely to attract clients in that field. So companies are on constant look out for specialized project managers.

Video/image Editors:

Editing and/or creating illustrations, both video and picture, is an extremely sought after skill. There is a need for good editors in almost every sector, be it advertisement or content creation.

Database Monitoring:

Regulating, organizing and monitoring huge amounts of data is essential to a company’s success and they are more than willing to hire professionals good at this, especially those with specialized knowledge In tools like Oracle and SQL.

RuPay vs Visa vs Mastercard vs American Express- A Comparison

Since its inception in 2012, RuPay has grown tremendously not just within India but also outside. It has already beat MasterCard and Visa in the local competition, becoming the market leader in India within just a few years. Although its international acceptance is not something that can be bragged about yet, RuPay is still on the right track with a firm pace. Here are a few parameters showing how RuPay is when compared to other competitors from the international market.

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Acceptance:

RuPay is mostly used in India with very limited international usage. American Express while having a lot of international exposure, has little share in the Indian market. However both Visa and MasterCard are quite popular in and out of India. RuPay is certainly at a disadvantage here. With such low international recognition, it is likely to be less preferred by businessmen and travelers.

Entry Fee:

A bank don’t need to pay any fee in order to sign up for the RuPay program while Visa, MasterCard and American Express all three require the bank to pay an upfront amount to make use of their services. This could help RuPay propel itself faster into the international market and become a bigger player eventually.

Cost of Processing:

Every transaction made online will be charged with a processing fee by the card company. This fee could be quite high if the processing is done overseas, which is the case with Visa, MasterCard and American Express. RuPay however charges a much lower transaction fee as the processing is done within India. This would ensure RuPay’s dominance within India as locals have no reason to go for other options when RuPay is offering the same services at a cheaper rate.

Transaction Time:

The time for processing a transaction is quite low for RuPay compared to the other three as it is done within India. Again, a big plus for RuPay in the local market!

Services Offered:

Visa, MasterCard and American Express offer both debit and credit card types to their customers while RuPay is yet to fully implement the credit card scheme. This remains, till date the biggest drawback of RuPay.

Banks Offering the Service:

RuPay is offered by a wider variety of banks. Most public, private and even a few rural banks are offering RuPay services. In the case of the other three cards, the smaller banks are rarely included. This opens up RuPay services to a whole new market of people who are introduced to this concept for the first time. RuPay also opened up a special cardscheme for farmers calledthe ‘RuPay kisan card’.

What is RuPay? Everything You Need to Know About India’s Domestic Payment System!

Carrying a huge amount of cash with you is not only messy but is risky as well. Thankfully, with introduction of payment cards, you don’t need to. The convenience of not carrying your cash around all the time has attracted a lot of new customers to this system. Following the trend, the NPCI (National Payments Corporation of India) has launched a domestic card scheme in India called RuPay. It is competing alongside MasterCard and Visa in the financial market and is doing fairly well.

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What is RuPay?

This scheme was first named as IndiaPay but due to potential conflicts with similarly named payment systems, the name was changed to RuPay, a combination of the words Rupee and Payment. RuPay cards first came into operation on 26th March, 2012. RuPay cards operate similar to Mastercards and VISA cards wherein the user can use it for transactions at ATMs as well as for online money transfers/shopping.

Issuance:

The government has authorized most public sector banks and few private, rural and co-operative sector banks to issue RuPay cards to the interested customers. Any interested customer may apply for the issuance of a RuPay card once he opens his account in that particular bank.

Acceptance:

RuPay cards can be used at any ATM machine in India that is registered under the NPCI’s agreement. RuPay cards are also accepted by 29 banks in all point of sale terminals in India. According to NPCI RuPay cards are accepted at over 140,000 ATMs and 875,000 points of sales. In addition to this, they are also valid to use at over 10,000 e-commerce websites around the world. NPCI has also tied up with Discover Financial, an American financial services company to validate RuPay across multiple countries.

Difference between RuPay and other similar payment cards:

  • Banks won’t have to pay a processing fee to sign up for RuPay compared to tens of thousands of dollars required for other card systems.
  • Banks signing up to RuPay also don’t have to pay any quarterly fee, which is necessary for most of the other cards.
  • The local transactions would be comparatively faster as the processing is done within the country unlike the foreign systems like visa or mastercard.
  • The processing fees will be comparatively less on RuPay as the banks will have to pay less to the payment gateways.
  • RuPay apart from most major banks also include some private and rural banks.
  • Since RuPay is a domestic made system, it is more customized towards local products and services making it more convenient for customers to carry transactions.

International Usage:

Even with NPCIs agreements with Discover Financial, RuPay remains to be a domestic payment system and its international usage is highly limited at the moment. Other foreign card systems simply offer a wider global usage which continues to be one of RuPay’s biggest drawback till date.

 

 

 

 

Top 10 Online Portals to Find a High Paying Job in India

There is no longer a need to scroll through the newspaper every morning in hopes of finding a job vacancy that might suit your skills and experience.  The internet has opened lots of new and convenient doors to find a suitable job. This not only makes the process less daunting but also more efficient, as you can now focus on preparing yourself for the actual job rather that finding one. Here are ten best online portals that can help you find a high paying job suiting your skill sets:

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  1. Naukri:
    It is India’s biggest online job portal. It has job listings from a lot of companies in almost every field. Once a user registers on naukri.com with their email, he/she can opt to receive email alerts whenever a suitable job pops up. Given that posting jobs in naukri costs a significant amount, the user can be assured that the job is genuine and so is the hiring.
  2. Monster India:
    Monsterindia.com is almost as popular as Naukri.com, if not more. It has a simplistic approach to helping the users reach the right employers and provide companies with right employees. Monster India also comes with some handy tools to help a candidate prepare for an interview.
  1. Times jobs:
    It is another popular portal with tons of companies listing their vacancies over a wide range of fields. In addition to providing email alerts similar to naukri, it also lets its users make their own online portfolio and market themselves to the prospective employers.
  1. Linkedin:
    Linkedin.com is the world’s most popular professional social network. You will need to create a profile displaying your skills and experience to the employers. If you meet the requirements you will be contacted by the recruiters to discuss other aspects.
  1. Fresher’s world:
    This site mainly focuses on freshers. While fighting for a job with experienced candidates is a tough nut for freshers, this website is like an encouragement saying you can do it. The employers listing here are mostly looking for first time recruits. This is probably the best place for fresh graduates to get recruited.
  1. IIM Jobs:
    IIMjobs.com specializes in connecting the professionals in marketing, HR and finance departments. Being separate from other general portals, IIMJobs.com makes it a lot easier for those with MBA degrees to look for opportunities.
  1. Career Jet:
    This website lets a user search for job based on his desired location, preferred company, field of interest, and various other factors. This opens up a different dynamic of finding a job which is a lot more versatile and flexible.
  1. Free job alert:
    You can subscribe to the email or SMS services of freejobalert.com and you will be notified anytime a new opportunity opens up in the field of your interest. This site covers a huge area of possible recruitments including, police force and Indian defense sector too.
  1. Shine.com:
    It not only provides a medium of communication between the job seekers and employers but also aids one in clinching a good opportunity. They help prepare an effective resume and also provide valuable tips on handling an interview.
  1. Indeed.co.in::
    This online portal covers a wide range of jobseekers with different levels of qualifications. Everyone from those who have just finished their 10th standard to those with masters or MBA degrees can sign up to find a job suitable for them. This is however recommended only for those with lower qualifications.

So which website is your favorite?

Top Indians who Revolutionized the IT Sector in India

India’s IT sector has seen a huge boom in the last couple of years. Many new companies have been coming up thanks to some very talented personalities, who have let go opportunities abroad and decided to stay back and help the Indian IT scene grow. These people are very well known among the IT circle but deserve an applause on the outside as well. Here are seven famous people who rose to great heights and helped create a strong platform for the next IT generation.

Sundar Pichai

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Born in Chennai, Mr. Sundar Pichai is the current CEO of Google. A company that consists some of the best brains in the IT sector is headed by an Indian. His remarkable rise within the Google ranks is an inspirational story. Aged just 44, he impressed the Google founders – Sergey Brin and Larry Page and former CEO Eric Smidt with his management of a wide range of Google services which includes Google Chrome, Chrome OS, Gmail, Google Maps and Android.

Satya Nadella

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Another IT giant, another Indian at the helm. Satya Nadella was appointed CEO in 2014, succeeding Steve Ballmer who held the position since 2000. Before taking the charge, he oversaw the developer tools and cloud computing service of Google. He’s an avid cricket enthusiast and loves reading Indian and American poetry.

Shantanu Narayen

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The president and CEO of Adobe systems has roots in India. He was born in Hyderabad and did his schooling and graduation from India before moving to the US. He is one of the most powerful CEOs in the IT industry and he was included in Obama’s ‘Management Advisory Board’ in 2011.

Vic Gundotra

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The man behind Google+, Vic Gundotra was once in the race of becoming Google’s CEO. Prior to joining Google, he was with Microsoft and was responsible for Microsoft’s .net framework for which he was awarded as the top 100 innovators in the world under 35. The man is now the CEO of AliveCor – a Mobile ECG manufacturer.

Vinod Khosla

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The co-founder and the first CEO of Sun Microsystems, Vinod Khosla was one the pioneers of Java programming language. He left the company in 1987 to become a Venture capitalist.

Krishna Bharat

An IIT Madras Alumni, Mr Krishna is the creator of Google News. He also developed Hilltop Algorithm whose adaptation is used in Google search algorithm to improve search results.

Amit Singhal

Jhansi-born Amit Singhal is the head of Google search team(retiring on 26th Feb 2016). He rewrote the entire search engine algorithm for which he was awarded ‘Google Fellow’ in 2001.

Nagavara Ramarao Narayana Murthy:

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The name needs no introduction. Also known as the Guru of Information Technology, Mr. Narayana Murthy is the co- founder and former CEO of one of the India’s biggest IT firm, INFOSYS technologies. Before starting Infosys he worked as a chief systems programmer at IIM- Ahmadabad. He founded Infosys in 1981 and served as the CEO of the company for 20 years. After which he passed on the title to his fellow co-founder Mr. Nandan Nilekani. He then worked as chairman and chief mentor for another 4 years after which he retired. A large part of Indian IT revolution goes to Mr Murthy.

Mr. Azim Premji: 

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Known as the Bill Gates of India, Mr. Premji is the founder and chairman of Wipro Technologies. Wipro was initially knows as Western Indian Vegetable Products Ltd. It later changed into producing bakery fats, soaps, baby toiletries Etc. It was only in the late 1980’s that Mr. Premji made a dedicated shift to the software field where he was met with tremendous success. He undoubtedly is one of the most influential IT personalities who played a major role in redefining IT for Indians.

Dr. Sam Pitroda: 

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Mr. Pitroda is well known as the father of India’s communication revolution. He along with India’s then Prime Minister Mr. Rajiv Gandhi made a conscious effort to set up India’s own information Industry. His goal was to reach out digital Tele-communication to even the most rural parts of India. He co-founded C-DOT, a telecommunications development center. He also acted as the founding chairman of India’s telecom commission and chairman of National Knowledge commission.

Vinod Dham

Vinod Dham is often names as the father of Pentium chip, that the core of highly successful Pentium processors by Intel. He was once among the list of 50 Most Influential Indian Americans issued by an Indian magazine.

Pranav Mistry:

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Mr. Pranav Mistry became famous for his innovative work in the field of sixth sense technology. He is a computer scientist working as global vice president of research at Samsung. His other notable works also include Samsung galaxy Gear, invisible mouse ‘Mousless’, data transfer technology by gesture ‘SPARSH’ and project ‘Beyond’. He was also awarded as the ‘Young Global Leader 2013’ by World Economic Forum.

Nandan Nilekani:

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Mr. Nilekani was an entrepreneur who co-founded Infosys alongside Mr. Narayana Murthy. Before he met Narayana Murthy and interviewed, he worked for Patni Computer Systems. He replaced Narayana Murthy as the CEO in 2002 and worked until 2007. On the invitation of Dr. Manmohan Singh, he left Infosys in 2009 to enter a cabinet ranking position as the chairman of Unique Identification Authority of India.

Sashi Reddy: 

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He is the founder and executive chairman of Applabs, one of the biggest software testing companies in the world. He also founded FXLabs in 2004, which produces gaming products for computers and consoles. Mr. Sashi reddy has a bachelor’s degree from IIT- Delhi and masters in computer science from Pennsylvania University, New York.

Raju Vanapala: 

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He is the Founder and CEO of a very well known free SMS service ‘way2sms’. He founded a company called ‘way2online Interactive India’ in 2003 and went on to start the website way2sms.com 3 years later making it India’s first free text messaging service. Being the first of its kind, the website became extremely popular among the citizens. He is the one who made the concept of using Internet for messaging popular in India.

Sabeer Bhatia:

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The co-founder and first CEO of Hotmail, Sabeer Bhatia is a pioneer in email service. Now owned by Microsoft as renamed as Outlook, his service is the second biggest email service provider after Google’s Gmail.

Varun Shoor:

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Varun founded his company kayako, a web based help desk designing service, when he was 17. He had no formal education in programming and learned it out of his own interest. After starting kayako with basically no cash in hand, he noticed the appreciation his product was receiving, so he skipped college and started working more on it. From a single 17 year old kid, kayako has grown to incorporate over 140 employees and 10000+ clients and an annual turnover of over $10 million.

 Sachin and Binny Bansal:

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Mr. Bansal is the co-founder of one of the most popular and India’s first e-commerce platform, Flipkart. He along with his would be co-founder Binny Bansal graduated in computer science from IIT- Delhi. After graduation, he worked for a company called techspan for a few months before joining Amazon as a senior software engineer. He left Amazon in 2007 and along with Binny founded Flipkart. In the beginning, both Mr. Sachin and Binny delivered personally to their customers to receive feedback. Flipkart was started with an initial investment of Rs. 400,000 and as of 2015, it is valued at $15 billion. During its journey Flipkart also acquired many small companies like Myntra and letsbuy. This shows how successful Flipkart has been in the Indian e-commerce market.

Ajay Bhatt:

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He is well known across the tech world as the founder of the Universal Serial Bus (USB) and many other modern technologies. Mr. Ajay Bhatt graduated from Maharaja Sayajirao University of Baroda and received his masters from The City University of New York. He joined ‘Folsom’ as a senior staff architect in 1990. He has over 31 U.S patents and was invited to take part in Distinguished Lecture Series at various leading universities. He also received many excellence awards for his invaluable contributions in various technologies that are widely used to this day.

We owe a lot to these personalities who made Indian IT industry what it is today

8 Initiatives by Narendra Modi that Could Change the Future of the Nation

India has seen a tremendous development during the past decade. Both the infrastructure and standard of living have gone up noticeably.  Since the current Prime Minister Shri Narendra Modi came into power, various government schemes came into play. From digitization of the entire government officials working to giveitup program for LPG subsidy, we have seen many government initiatives that have brought in positive results. They also got a lot of applaud from the youth and common population in general. The thing is, these strategies are working and the results are an existing proof. So here are 5 latest Initiatives taken by the government of India that could potentially alter our future in a big way.

Make In India:

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A program which would supposedly turn India into a manufacturing hub. It is aimed at bringing investment, both foreign and domestic into 19 key sectors. This would not only let us produce indigenous products but also provide employment on a massive scale. Should this be a success, we could also see a massive drop in prices of various products including automobiles, electronics, chemicals, oil, electricity etc.  Not only Indian government but the entire population of India is really excited about this campaign and small results are already being seen. May be this campaign can help us ge rid of the entire ‘Made in China’ fiasco.

Digital India:

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The main purpose of digital India Initiative is to improve the communication between the government and the people and make their services readily available and easily accessible. But to do this, the rural population should first be provided with access to the internet and educated about it. So this branches out into three objectives: Make internet more accessible, educate the population over it and slowly move the services online. This would result in a lot less paper work thus simultaneously working towards a greener and cleaner India . The attaining of the essentials like a voter cards, passports Etc. would become easier, faster and overall more efficient. This would also help cut down the middle-men/agents and thus reduce corruption.

Skill India:

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With this, the government intends to take the youth of the nation, mostly from rural areas and train them over any one of the many skills capable of generating employment. These could include anything ranging from textile to designing, construction or even tourism. This training would help them achieve the industrial standards and hence making them skilled enough not only to generate employment for themselves but also provide our country with quality work force.

Pradhan Mantri MUDRA Yojana:

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The MUDRA (Micro Units Development and Refinance Agency) model is put forth to help the small and budding entrepreneurs of the country. Prime Minister Narendra Modi said that a majority of Indian people are either self-employed or employed in smaller companies that do not get a lot of funds. He also said that some of these emerging businesses have the potential to grow manifold, should they get proper help. With this movement he aspires to help not only small and budding enterprenuers but also wants to inspire people with ideas to go ahead with their new venture (start-up). The existing financial systems are said to be soon moved to the MUDRA model which benefits the entrepreneurs.

Pradhan Mantri Krishi Sinchayee Yojana:

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This is a scheme planning to bring irrigation water to every village in India by mixing every related scheme that already exists. Agriculture makes up a lot of India’s income, but also happens to be the most neglected industry in the country. Farmer suicide rates keep raising every year and it seemed like nothing has been done. This scheme should be a speck of light for those farmers after almost an eternity of darkness. Hopefully this scheme would show us the agricultural potency of our country at its full glory. And bring the much needed (and deserved) hope and growth for the farmers of our country.

Startup India:

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In order to make the entrepreneurship dream easier for young India, PM Narendra Modi announced the Startup  India initiative in his independence day speech last year. Through this initiative Modi targets to boost those small time ventures which are seen as key to ehance the Indian economy through employment generation and wealth creation.

RuPay:

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National Payment Corporation of India(NPCI) launched RuPay in 2012 to fill the void of a domestic payment card scheme in India. Competing with likes of MasterCard and Visa in India, RuPay facilitates electronic payment across all Indian banks and financial institutions. In fact RuPay works even with various private and rural sectors banks that are not covered by Mastercard and Visa. NPCI have collaborated with Discover Financial and are working towards gaining international acceptance for RuPay.

Bullet trains:

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India has the second largest rail network in the world but not a single high speed train running on them. Indian government has announced plans for India’s first ever bullet train that will be launched between Mumbai and Ahemdabad. The plan seem to be taking some shape after Indian government decided to open the corridors for the private sectors for the first time.

Government of India can launch schemes for our benefit but it is up to us, the people of India to help the government in making all these initiatives successful. So let us all work together for a better India.

8 Work-from-home Jobs for Housewives, Students, and Part timers

Lisst-of-Work-from-Home-ScamsUntil a decade ago, if you wanted to earn money, going out was a necessity. Not anymore! Thanks to the internet, you can now earn money by working from your home premises. You can do pretty much anything from searching information to paying taxes with just a few clicks. Not only does it make your work easier but it also lets you work in exchange for a decent or sometimes amazing payments

Here are 8 ways by which you can earn some extra cash online without any investment other than your time and skills.

1. Micro Jobs

These are small individual jobs listed on sites like clickworker or amazon’s mturk.These jobs are very diverse in nature. You can find someone asking you to find some text in an image or even fix their computer. Once you complete the job you will be paid through bank transfer or PayPal. Depending on the job, you can earn anywhere from Rs.30 to over Rs.1000.

2. Freelancing

If you’re good at something, chances are someone is willing to pay you to do it. Writing, programming, web designing, graphic designing, online tutoring are some of the many ways you can earn very good money. There are a lot of freelancing sites which act as a medium between clients and employees like Freelancer, Upwork, Fiverr etc. Signup to all of those sites, create a profile listing your skills and start bidding for jobs. You can earn anywhere from Rs.10000 to 50000 a month depending on the type of work you do.

3. Completing Online Surveys

There are websites like swgbucks or crowdology which pay you to complete surveys. These surveys take a few minutes each and could fetch you about Rs.100 or an equivalent gift vouchers per survey.

4. Viewing Ads

As strange as it may sound but there are websites where you can get paid for just viewing ads. This is exactly what sites like clicksense do. You sign up, view your allotted ads and you will be credited for each ad click. You can make a little over Rs.1 for every ad but it adds up quickly as you view more ads.

5. Blogging

Blogs are simple websites used for hosting text, images and embedded videos. You can start a free blog using services like googles blogger or WordPress. Once you’ve created the blog, fill it with content, be it writing, images or videos. As you get more audience, sign up to Google’s adsense or enter an affiliate program with some websites. A decent blog with a moderate amount of unique visitors could make up to Rs. 10,000 a month.

6. Selling Photos Online

In the recent years, several sites have come up where you can put up your clicks for sale. A need for original quality pictures is never ending. Every content creator, advertiser and decorator are on constant look out for images that are a necessary compliment to their work. As long as you have a decent camera, you can click some interesting pictures every time you get the opportunity and put them up on platforms like shutterstock, photobucket etc. Each photo can fetch you between Rs30 to Rs.500 depending on the type and quality of the image.

7. YouTube

working from home beanbagYouTube is the biggest video hosting website in terms of number of viewers and content. If you have an attractive concept and can produce good quality videos, you can earn quite a lot of money through youtube’s ad system. Every time a viewer clicks an ad on your video, you earn a certain amount of money. It’s hard to predict how many users view the ads but on average you could earn about Rs.150-200 for every thousand views you get. But the amount goes up significantly with your viewer base so time and dedication are very rewarding in this case.

8. Selling Products Online

If you have a good product that you obtained for a very low price, you can sign up to e-commerce sites like flipkart or amazon and list your items there. If you receive any order, just send the product to the particular service provider’s office through a courier and the rest is taken care of by them. If you happen to have a second hand or a rare product of some kind, you can list it on sites like ebay or quickr. However with these you will have to ship the item to the buyer yourself. The earnings here are pretty straightforward, and the more you sell the more you earn.

Complete Company Registration Process in India – Explained

There are quite a number of budding entrepreneurs losing sleep over planning and launching of their own business/company. They’re so busy working towards getting their new company up and running that they often neglect or delay the process of registering the company. Registering a Company is a very important part of starting it. In fact much more important than starting the company since Registration is essential before any company can start its operations.

company registration process in india

The steps involved in the process of registering a company in India is explained here to take off a part of the tension involved in the exercise of setting up a new company, read on,

  1. Obtain Director Identification Number (DIN): The very first step for company registration in India is to to get a Director Identification Number (DIN). For this, you should apply online on the website of Ministry of Corporate Affairs (MCA) i.e, http://www.mca.gov.in/MCA21/Din.html.

    Immediately after applying, a provisional DIN will be assigned to you, after which you need to print the application form, sign it and send it through post/courier to the Ministry of Corporate Affairs for approval.

    The application must be accompanied by copy of proof of identity and proof of address.

  2. Obtain a Digital Signature Certificate (DSC): After you have the DIN, you need to get a Digital Signature Certificate (DSC). The Ministry of Corporate Affairs has authorized certain private agencies for this purpose and you can obtain a DSC from one of them.

    The company director has to submit the application with proof of identity and proof of address.

  3. Choose a Name for your Company and Get it Approved: Next step is that of choosing a name for your company. This name has to be approved by the Registrar of Companies of your state (List of ROC). When you apply for the approval, check that the desired name is available.  You can check the availability of the name on the Ministry of Corporate Affairs website.

    A maximum of 6 names can be suggested, among which one name which has the least similarities with any company registered with Ministry of Corporate Affairs will be approved to you.

  4. Get the Company Documents Stamped: After getting the approval for your company name, the company documents needs to be stamped by the State Treasure or by an authorized bank. To get the company documents stamped, a stamping request has to be raised along with unsigned copies of Memorandum of Association, Articles of Association and payment receipts are to be submitted.

    Memorandum of Association is  a document which governs the relationship between the company and the outside and contains how much capital you want to raise and related aspects where as Articles of Association is the document which defines the functioning of the company, responsibilities of the directors, kind of business etc.

  5. Get the Certificate of Incorporation: Now, apply for getting the Certificate of Incorporation which will be issued by the Registrar of Companies, Ministry of Corporate Affairs. This requires you to fill up prescribed forms online on Ministry of Corporate Affairs website furnishing all the necessary documents along with signed & stamped copies of Memorandum of Association and Articles of Association.

    The company can start the operations after the receipt of Certificate of Incorporation.

  6. Obtain PAN & TAN: All the companies are required to have a Permanent Account Number (PAN) and a Tax Deduction Account Number (TAN) as mandated by the Income Tax Department.

    You can apply for PAN and TAN online National Securities Depository Limited or NSDL’s website (tin-nsdl.com) or offline through centers or agencies authorized by Income Tax Department.

  7. Registrations based on Line of Business and Other Regulations: Apart from the above registrations, you also need to register for Bank account, Value Added Tax (VAT), Professional Tax, Employees Provident Fund Organization, Employee’s State Insurance Corporation, etc., whichever is applicable to your business based on the various rules and regulations laid down by the government

Now that you know process of registering a company, you can now concentrate on other aspects involved in getting your new company up and running.

Change Name in India in 5 Steps – Filing Affidavit, Newspaper Ad & Gazette Notification

Changing one’s given/official name is usually associated with women changing their surname after marriage. However, many times due to reasons like astrological beliefs, people change their names. Name changing in India is always perceived as a cumbersome procedure, which is true to a large extent. Because the following article helps you understand the step by step procedure of changing name in India. Read on to know more:

  1. Affidavit for Name Change: First step in the process of changing name is that of filing an affidavit stating the change of your name. This can be done in a District Court before a Magistrate or before a Notary Public.  An advocated may be consulted to get the correct format of the affidavit.

    change name in indiaThe affidavit should be on a stamp paper of Rs. 20 (you can do it on a higher denomination one if you want to).  The affidavit should contain the details about your current name, new name, reason for changing your name; your father’s/husband’s name, your address and date of birth.  You would also require documents pertaining to the proof of identity and address.  The affidavit becomes valid legal document once authorized by the Magistrate or a Notary Public.

  2. Advertising in local newspapers: Once you’ve filed the affidavit for name change and it is authorized by a Magistrate or Notary Public, you will have to place an advertisement regarding the same in at least two of your local newspapers, with one in the local official language and the other in English.  Your Name Change will be legally valid only after the advertisements are published.
  3. Have multiple copies of the Advertisements: Now that your Name Change is valid, you will have to provide the copy and originals of the advertisements while updating your new name in the government documents. So you should buy multiple copies of the newspaper editions which carry your advertisement of name change so that you may use them whenever need arises.
  4. Gazette Notification: The next step after you’ve advertised about your name change in the local newspapers is to publish the change of name in the Gazette of India or the official Gazette of your corresponding state/Union Territory. This can be done at a Government Press by submitting an application in the prescribed format which can be done in through registered post or in person.  The application can be downloaded from http://deptpub.nic.in/forms/forms[10].pdf .

    The application has to be accompanied with the supporting documents such as the copy of the name change affidavit, copies of newspaper advertisements about name change, your photographs, proof of identity and proof of address along with your personal information.  You also need to mention the number of additional copies of the Gazette you require (maximum being 2).

    A fee which varies from state to state (ranges from Rs. 700 to 2300) needs to be paid to the Department of Publication, Government of India or to the Department of Publication of the corresponding state you are applying in, through cash, DD or Indian Postal Order for the Gazette notification.

  5. Get copies of the Gazette Notification: If your application for Gazette notification is accepted and processed, then after about 15 working days, you will receive a copy or copies of the Gazette based on the number of copies you had requested for.  Preserve these copies safely as they are needed while updating your name in document or whenever required.

Now that you’ve understood the procedure of changing your name, you may now change your name with very little running around at the Government offices, and as many times as you may desire.

5 Best Websites for Searching Trains in India

Indian Railways is one the biggest rail networks in the world. Every day, thousands of people search for trains, look for timetable and do online reservation. And for serving them, there are very few reliable websites available. That’s why, in today’s post we’re enlisting 5 of the very best websites for searching trains in India,

  1. Indianrail.gov.in: Being run by Indian Railways, its the most reliable website for train search in India. You can get train schedules, find trains between stations, enquire about the PNR status, check the seat availability and fare, and do lots more in a jiffy. Few things that the website doesn’t provide is train running status, list of cancelled/diverted trains and option for doing online ticket reservation.
  2. Enquiry.indianrail.gov.in : A website providing almost everything you need to know about Indian trains. Operated by Indian Railways, this website tells you about the running status of train, trains between a pair of stations, seat availability, fare information, list of cancelled and diverted trains and much other information that no other website offer.
  3. Searchmytrain.com: A website new to the block but has an awesome interface. It provides list of direct and indirect trains between stations alongwith route on map, timetable of trains and displaying major stations on a routemap. Apart from this, the website has complete information about railway stations like postal address, and list of trains starting and passing through it. Though operated by private body, the website can be an alternative to indianrail.gov.in simply because of its sheer easy to read, correct data and interface.
  4. Irctc.co.in : Another website by Indian Railways primarily made for online ticket booking in India. The website can be used to book ticket of all type – general, tatkal, easily in few steps. Payment is made online, and ticket is presented in an electronic format which can be printed.
  5. Erail.in : Another privately run website, erail.in provide services of checking trains from one station to another in a tabled format, PNR enquiry, timetable of trains and other information. Recently, it launched an API that can be used to get train information via making calls.